Welcome to Netwealth

A modern financial planning and investment service, led by experts and supported by robust technology

Clarity and confidence over your wealth

Meet with our financial advisers

Access our qualified advisory team for advice on your investments or to build your financial plan. Visit our offices or book a call.

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Plan for the future with modern financial tools

Use our powerful wealth planner and other tools to visualise where you stand today and plan for your long-term needs.

Start planning

Expert investment management

Our experienced team looks after your investments and makes day-to-day decisions on your behalf. We invest in high-quality, diversified portfolios and have consistently outperformed the peer group.

Our investment approach

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The right account type for different investment needs

General Investment Accounts (GIA)

Our GIA lets you invest in any combination of our seven risk levels and is available in GBP, EUR and USD base currencies.

Pensions

Our personal pension allows you to consolidate existing pensions to save flexibly towards your retirement.

ISAs and JISAs

Benefit from tax free saving for you and your family.

Junior Investing (JISAs and Junior GIAs)

Start investing today to meet your family's current and future financial goals.

Charity, Trust and Corporate Accounts

Netwealth’s discretionary service and cash flow planning is well placed to meet the needs of charities, trusts and corporates.

Open your account

When investing your capital is at risk.

Fees and charges

We believe in the long term benefit of keeping the total cost of investing as low as possible.

Our transparent fees are based on the total net contributions to your account and include: investment management, custody and safe keeping of your investments, transaction charges, administration, and any applicable VAT.

We do not charge initial fees or fees to transfer in pensions, ISAs or cash.

The following table shows the estimated annual costs for a portfolio managed on a discretionary basis by Netwealth:

Total Invested Amount	£50,000 - £249,999	£250,000 - £999,999	£1,000,000 - £4,999,999	£5,000,000+
Discretionary Management Fee	0.75%	0.60%	0.45%	0.35%
Estimated Underlying Fund Costs	0.20%	0.20%	0.20%	0.20%
Estimated Annual Costs of Trading	0.10%	0.10%	0.10%	0.10%
Total Annual Costs of Investing	1.05%	0.90%	0.75%	0.65%

Applicable from 1st May 2024

For Socially Responsible Investment (SRI), higher underlying fund charges and trading costs add between 0.05% and 0.15% to the total costs of investing.

Advice and guidance fees

The table below lays out the fees that are applicable if you elect to receive advice relating to your investments from a qualified Netwealth adviser. Fees quoted are already inclusive of any applicable VAT.

Description	Fee
One-off Advice	£200 per hour
Ongoing Advice	0.35% per annum on the value of your Account, subject to a minimum of £1,000 per annum
Financial Planning 'MOT'	Fixed fee of £400 or £600 for a joint plan

Investment Approach

Netwealth offers seven portfolios in each of three home currencies: sterling, euro, and US dollar. Portfolios span a wide range of risk profiles to give all clients the best chance of meeting their investment goals.

We invest predominantly through passive funds and Exchange Traded Funds to ensure high levels of diversification and to help keep costs low.

Our Approach in Detail

Experienced investment team working within a long-term, strategic framework

Low costs mean investment returns compound faster

100% daily liquidity

Netwealth Portfolio Range

Socially Responsible Investing (SRI)

At Netwealth, we feel strongly that investors should be able to choose to reflect their ethical considerations without compromising on the calibre of an investment proposition. Our SRI portfolios invest in companies and funds who work to protect the environment and have high social and governance rankings.

And all without compromising your potential returns. We are confident that a Netwealth SRI offer is compelling for our clients: combining ethics, quality and efficiency.

Our SRI approach in detail

The Netwealth Network

Invite up to 9 people to join your Network and enjoy the benefits of economies of scale. The minimum investment amount drops from £50,000 to £5,000 for Network members, and fees for the whole Network are calculated on the total amount invested by all members. Accounts remain independent, allowing each member of your Network to pursue their own unique financial goals whilst enjoying the benefit of lower collective fees.

The Netwealth Network is a particularly powerful tool for families wanting to share fee and investment benefits across generations.

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Security

Security is a vital aspect of our proposition and we apply industry standard, layered security measures both to our clients' accounts and to our infrastructure. These are validated regularly by external security experts.

All client assets are separately custodied and ring-fenced. Client money is held in accordance with the applicable FCA rules and protected under the Financial Services Compensation Scheme (FSCS).

Netwealth uses dual factor authentication for client log-ins and all client data is encrypted securely both at rest and when transmitted. Our network host constantly monitors for vulnerabilities, actively mitigates DDoS (Distributed Denial of Service) attacks, and carries out regular penetration testing.

Cash & Money Markets	Bonds	Equities	Alternatives
70%	30%	0%	0%

Cash & Money Markets	Bonds	Equities	Alternatives
22.6%	52.3%	19.3%	5.8%

Cash & Money Markets	Bonds	Equities	Alternatives
7.9%	55.4%	29.1%	7.6%

Cash & Money Markets	Bonds	Equities	Alternatives
2.2%	43.8%	46.2%	7.8%

Cash & Money Markets	Bonds	Equities	Alternatives
2.2%	31.2%	60.6%	6.0%